Product Development Division

Michellina L. Triwardhany
Head of Division

Michellina Laksmi Triwardhany – Bank SMBC Indonesia

Johannes Husin
Deputy Head of Division

Johannes Husin - Bank OCBC NISP

Achmad Friscantono
Member

Current Bank:  Bank Victoria International

He holds a Bachelor of Science in Agricultural Economics from the University of Wisconsin - Madison and a Master of Business Administration in Marketing from City University - Seattle.

Career in banking industry started in 1990 at the Treasury Division of Bank International Indonesia, and proceed by holding various senior positions in Bank Namura Internusa, Bank Rama, and Bank Danamon Indonesia. 

From 2006 to 2016, he was trusted to serve as Executive Vice President at Bank BTPN, play as an important role for several company's transformation initiatives. Moreover, he served as Executive Director at Perbanas (2017-2021) and also served as President Commissioner of Bank Victoria Syariah (2019-2022).

Since 2022, he has been appointed as President Director of Bank Victoria International, bringing strategic leadership to strengthen the bank's position in the Indonesian banking industry.

Anton Hermawan
Member

Current Bank: Krom Bank Indonesia

An Indonesian citizen, 52 years old. Earned his Master’s Degree in Management from the University of Indonesia, Jakarta, and Bachelor’s degree in Physics from Badung Institute of Technology, Bandung. He was appointed as Director pursuant to the Extraordinary General Meeting of Shareholders Resolution on March 30th, 2021. Other strategic positions he held before were Chief Consumer Banking at PT Bank KEB Hana Indonesia (Feb-Apr 2021). Other positions in the banking industry he held include, Executive Vice President, Digital Business Development Head PT Bank CIMB Niaga, Tbk (2018-2021); Digital Banking Group Head PT Bank Sinarmas, Tbk (2017-2018); Senior Vice President, Business Transformation Head PT Bank Permata, Tbk (2016-2017); Astra Synergy Head PT Bank Permata, Tbk (2014-2016); Head e-channel PT Bank Permata, Tbk (2009-2014); Domestic Banking Support Bureau Head PT Bank Central Asia Tbk (2008-2009); Electronic Banking Transaction Processing Department Head PT Bank Central Asia Tbk (1999-2008); Unit Consumer Banking Operation Department Unit Head PT Bank Central Asia Tbk (1996-1999); Senior Maintenance Engineer Philips Industries Batam Tuner Factory (1994-1996); Electrical Fabrication Engineer Philips Singapore Pte Ltd Tuner Factory (1993-1994).

Pandji Pratama Djajanegara
Member

Current Bank: Bank CIMB Niaga

Work Experience

  • Sharia Banking Director (2016 – present)
  • Chief of Sharia Banking at CIMB Niaga (2015-2016)
  • Chief of Commercial Banking at CIMB Niaga (2014-2015)
  • Chief of Corporate Banking at CIMB Niaga (2011-2014)
  • Chief of Credit Restructuring & Settlement at CIMB Niaga (2009-2010)
  • Head position in Niaga Securities, Niaga Finance Company Hongkong

Educational :

Master of Business Administration from Erasmus Universiteit.

Background

  • Rotterdam, the Netherlands (1991)
  • Bachelor of Economics, Major in Accounting, Trisakti University (1989)
  • Pangudi Luhur High School, Jakarta (1983)
W. Kartyono
Member

W. Kartyono – Bank UOB Indonesia