Fransiska Oei has completed her education as a Bachelor of Law at Trisakti University in 1981 and a Business Law Course at Warnborough College, Oxford, England. She has had various experiences working in the banking sector, such as Director of Legal, Compliance, and Corporate Secretary at PT Bank Danamon Indonesia Tbk and PT Bank Internasional Indonesia Tbk (2005-2016).
She also served as Senior Advisor for Legal & Compliance at PT Bank Internasional Indonesia Tbk (2004-2005), Member of the Board of Commissioners at PT Bank Mandiri Tbk (2004-2005), Founder & Senior Partner at LBAF Law Firm (2002- 2004), Director of Legal, Compliance, and Others at PT Bank Internasional Indonesia Tbk (2000-2001) and Chief of Staff, Legal & Compliance Director at Citibank (1998-2000).