Division of Legal Studies & Environmental, Social & Governance (ESG)

Fransiska Oei
Head of Division

Fransiska Oei has completed her education as a Bachelor of Law at Trisakti University in 1981 and a Business Law Course at Warnborough College, Oxford, England. She has had various experiences working in the banking sector, such as Director of Legal, Compliance, and Corporate Secretary at PT Bank Danamon Indonesia Tbk and PT Bank Internasional Indonesia Tbk (2005-2016).

She also served as Senior Advisor for Legal & Compliance at PT Bank Internasional Indonesia Tbk (2004-2005), Member of the Board of Commissioners at PT Bank Mandiri Tbk (2004-2005), Founder & Senior Partner at LBAF Law Firm (2002- 2004), Director of Legal, Compliance, and Others at PT Bank Internasional Indonesia Tbk (2000-2001) and Chief of Staff, Legal & Compliance Director at Citibank (1998-2000).

Antonius Ketut Dwirianto
Head of Division

Director Of Compliance, Legal Affairs & AML PaninBank.

Ahmad Fajarprana
Member

Indonesian Citizen, 63 years old. Officially served as Independent Commissioner of Bank Woori Saudara Starting March 30 2017 based on Notarial Deed 86 dated March 30 2017 Obtained Master of Law degree at Gajah Mada University. Served as Vice President at Citibank from 1991-1996.

Previously served as Group Head of the Indonesian Bank Restructuring Agency (IBRA) from 1999 to 2004. Previously served as Director of Risk Management for the Deposit Insurance Corporation (LPS) from 2009-2014. Became Executive Vice President of Bank Mutiara in 2014 and has been a Commissioner of Bank Woori Saudara since 30 December 2014.

Achmad Solichin Lutfiyanto
Member

Starting his career journey by completing his Masters in Management-Marketing at MIS, UGM & Adger College University Norway and Bachelor of Agricultural Technology at the University of Jember, Mr. Ahmad Solichin Lutfiyanto has various experiences in the banking industry.

He serves as Director of PT Bank Rakyat Indonesia (Persero) Tbk (2018-present), Head of Human Capital Policy & Development Division of PT Bank Rakyat Indonesia (Persero) Tbk (2017-2018) and Head of Transaction Banking Division of PT Bank Rakyat Indonesia (Persero) Tbk (2016-2017).

Dhien Tjahajani
Member

Prior to being appointed as Compliance Director of PermataBank, he was Legal and Compliance Director, Independent Director and Corporate Secretary at PT Bank Maybank Indonesia, Tbk. (formerly named PT Bank International Indonesia, Tbk.) since March 2014.

Mucharom
Member

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Riko Tasmaya
Member

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Tribuana Tunggadewi
Member

As the Compliance and Risk Director of PT Bank BNI Syariah, Mrs. Tribuana Tunggadewi studied at the University of Indonesia in the field of Law and Business with a Masters degree (2002), Specialist College at the University of Airlangga in the field of Notary Affairs (1993) and the University of Indonesia in the field of Law with a Bachelor's degree (1990 ).

She also has various experiences in the banking industry, such as Compliance and Risk Director of PT Bank BNI Syariah (2017-2021), SEVP Risk & Communication of PT BNI Syariah (2015-2017), SVP Corporate Secretary Secretary of PT Bank Negara Indonesia (Persero) Tbk ( 2011-2015), VP Deputy Leader 2 Division of GCC and Bureau of Directors of PT Bank Negara Indonesia (Persero) Tbk (2009-2011), Head of GCG & Secretariat Group of PT Bank Negara Indonesia (Persero) Tbk (2008-2009) and Assistant Vice President (AVP) Head of the Legal and GCG Monitoring Group of PT Bank Negara Indonesia (Persero) Tbk (2005-2008).

Windiartono Tabingin
Member

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Mr. Windiartono Tabingin is the Compliance Director who studied at Jenderal Soedirman University, Purwokerto (1984) with a Bachelor of Economics degree and also received a postgraduate degree in Finance and HRM & Organizational Behavior from Rensselaer Polytechnic Institute, Troy, New York (1984).

He also has various experiences in the banking industry, starting from PT Bank Rakyat Indonesia (Persero) Tbk from 1986 to 2012 and held several positions such as Deputy Head of HR Division, Deputy Regional Head in Yogyakarta, Semarang and then Surabaya, Head of Risk Management Division, Head of Audit in Bali, Head of Micro Business Division and Head of Bandung Regional Audit. When he became Head of Micro Division, he was also assigned as Commissioner of PT Asuransi Jiwa Sejahtera from July 2011 to November 2012 and since January 1 2013 until now he also serves as Director of Bank QNB Indonesia.